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Residential Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

  • Affordability calculator
  • Residential lending criteria
  • Mortgages for First time buyers
  • Mortgages for Self employed

We offer a range of Residential mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 6.94%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 16/09/2026.

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Residential products

75% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.94% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APNQ
2 years 5.11% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APNR
3 years 4.99% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2028, then 2% until 31/12/2029 APNS
3 years 5.13% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2028, then 2% until 31/12/2029 APNT
5 years 5.07% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNU
5 years 5.16% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNV

85% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.06% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APNW
2 years 5.12% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APNX
2 years 5.21% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APNY
2 years 5.36% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APNZ
3 years 5.11% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APPA
3 years 5.16% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APPB
3 years 5.26% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APPC
5 years 5.15% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPD
5 years 5.22% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPE
5 years 5.27% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPG

90% LTV | Residential New Build Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.22% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APPH
5 years 5.28% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPQ

90% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.24% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APPJ
5 years 5.31% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPR

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.42% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APPK
2 years 5.53% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APPL
3 years 5.34% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APPN
3 years 5.38% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APPP
5 years 5.39% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPS

95% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.86% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APPT
3 years 5.66% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APPU
5 years 5.73% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPV

85% LTV | Residential Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.2% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

75% LTV | Joint Borrower Sole Proprietor Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.94% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APPW
5 years 5.07% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPX

85% LTV | Joint Borrower Sole Proprietor Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.12% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APPY
5 years 5.22% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPZ

90% LTV | Joint Borrower Sole Proprietor Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.24% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APQA
5 years 5.31% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APQB

95% LTV | Joint Borrower Sole Proprietor Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.57% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APQC
5 years 5.56% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APQD

75% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.12% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APLK
2 years 5.22% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APLL
2 years 5.22% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APLN
3 years 5.17% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2028, then 2% until 31/12/2029 APLP
5 years 5.20% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APLQ
5 years 5.27% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APLR
5 years 5.27% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APLS

80% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.14% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APLT
2 years 5.22% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APLU
2 years 5.33% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APLV
5 years 5.30% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APLW
5 years 5.37% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APLX

85% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.21% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APLY
2 years 5.28% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APLZ
2 years 5.38% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APMA
3 years 5.28% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APMB
3 years 5.37% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APMC
5 years 5.28% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APMD
5 years 5.32% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APME
5 years 5.40% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APMG

90% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.34% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APMH
2 years 5.40% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APMJ
2 years 5.50% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APMK
2 years 5.67% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APML
3 years 5.42% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APMN
3 years 5.49% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APMP
3 years 5.62% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APMQ
5 years 5.47% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APMR
5 years 5.55% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APMS
5 years 5.63% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APMT

75% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.12% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APMU
2 years 5.22% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APMV
5 years 5.21% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APMW
5 years 5.27% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APMX

80% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.23% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APMY
2 years 5.33% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APMZ
5 years 5.31% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNA
5 years 5.39% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNB

85% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.30% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APNC
2 years 5.40% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APND
5 years 5.33% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNE
5 years 5.41% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNG

90% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.38% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APNH
2 years 5.52% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APNJ
2 years 5.67% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APNK
5 years 5.45% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNL
5 years 5.56% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNN
5 years 5.65% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APNP

75% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 No Early Redemption Charges. PQQ

80% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. PQR

85% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZV

90% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZW
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